Banking & Finance

Banking & Finance

The Rampart Law Group banking and finance practice brings its full-practice to small and large regional and national financial institutions and lenders. We also work with borrowers, who our attorneys guide through the lending process. Rampart Law Group, upon request, regularly assists clients in locating financing and credit channels.

Our approach is to provide efficient and timely representation to best service our clients. Rampart Law Group attorneys provide loan documentation, diligence review and closing services to clients in transactions ranging from small business loans to middle market credit facilities to commercial real estate matters to bond finance deals.

Asset-Based Lending

We represent both lenders and borrowers in all types of secured financial transactions. We bring guidance in structuring various kinds of transactions, such as asset-based lending, commercial & industrial financing, equipment financing, private equity sponsored leveraged lending, warehouse credit facilities, loan participations, syndications, and mezzanine and second lien financing. We also bring experience in financing deals secured by a variety of collateral, including real property, accounts receivable and other personal property.

Commercial Real Estate Financing

We represent both borrowers and lenders, such as banks and financial institutions, who provide credit facilities for commercial real estate projects. Our attorneys are highly experienced in negotiating the transaction, protecting our clients' rights, and closing the deal. In addition to real estate transactions, a myriad of problems arise in connection with property, such as title problems, boundary disputes, tax issues, liens and abandoned tanks. In all such matters our attorneys seek to advance our clients' interests to achieve the results which they want and need in the most cost- effective manner possible.

Our attorneys tax experience allows us to effectively resolve complex tax lien issues and property tax appeals, as well as to structure tax efficient 1031 exchanges. Our attorneys handle construction issues in real estate transactions such as construction defects and insurance coverage. We handle environmental issues which arise in real estate transaction such as responsibility for environmental contamination.

Equity Sponsor Leveraged Lending

Our banking and finance practice includes representation with respect to leveraged credit facilities to fund the acquisition of, and satisfying the working capital needs of, companies targeted by private equity sponsors. Our representation includes assisting in structuring and documenting the transactions, conducting the necessary due diligence with respect to the obligated group, including the target companies of the sponsor's acquisition. Careful attention is needed to understand the balance between the lender's interest in protecting its investment and the sponsor's equity investment goals.

Small Business Administration Lending

Our attorneys are experienced in handling term loans and lines of credit under the SBA 7(a) Loan Program in connection with the financing of business acquisition, commercial real estate, equipment acquisition, inventory purchases and working capital.

Public Finance

Our attorneys assist clients with structuring project financing using a variety of public financing products, including serving as bond counsel to borrowers and negotiating state and municipal tax incentives.